Below is a list of all currently available Secondary Market Annuities and Structured Settlement Annuities. These cash flows are perfect for retirement income and safe money allocations. Used correctly, Structured Settlement Annuities can be a cornerstone of a strong retirement income financial plan.
Please be sure to refer to the Secondary Market Annuities FAQ page and call with any questions or to reserve an offer.
Structured Settlement Annuities are also known as Secondary Market Annuities, and sometimes by a trade name like “In Force Annuities” or “Secondary Market Income Annuities”. These are cash flows that are being sold by one individual and purchased by you. They differ from primary market annuities in that they are individual transactions between two parties.
As a buyer of a structured settlement annuity, you select a specific offer and purchase that case, as opposed to picking a product from an insurance carrier. Structured Settlement Annuities are unique and represent one of the best ways to attain a high yield in today’s low rate environment. The simple reason for this is that the seller of a cash flow is selling those future payments at a discount rate to the present value. The discount rate is greater than the rate of return currently being offered by primary market annuities.
For example, a 10 year income stream from a structured settlement annuity will have a discount rate (or yield to you) of 4.5% to 6%. By comparison, a 10 year period certain immediate annuity is a discount rate of approximately 2.5%. You simply can buy more income with less principal with a secondary market annuity. These rates change on a regular basis, so it’s important to stay informed about currently available secondary market offerings on this page.